Effective Date: April 14, 2025
Welcome to HoardingPennies.com ("we," "our," or "us"). These Terms of Use ("Terms") govern your use of our website located at HoardingPennies.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the Site.
All content on this Site, including text, graphics, logos, images, and blog posts, is the property of HoardingPennies.com or its content providers and is protected by copyright and other intellectual property laws.
You may view and download content for personal, non-commercial use only. You may not reproduce, distribute, or otherwise use any content without our prior written permission.
The information provided on this Site is for general informational purposes only and should not be considered professional financial, legal, or investment advice. We make no guarantees as to the accuracy, completeness, or usefulness of any content.
You are solely responsible for any decisions made based on information provided on this Site. Always consult a qualified professional before making financial or legal decisions.
The Site may contain links to third-party websites or services, including ads served by Google AdSense. We are not responsible for the content, privacy policies, or practices of any third-party websites.
Your use of third-party sites is at your own risk and subject to their terms of service and privacy policies.
This Site uses Google Analytics and Google AdSense. By using this Site, you acknowledge and agree to Google’s terms and data practices as described in the Google Privacy & Terms site.
You agree not to use the Site for any unlawful or prohibited activities, including but not limited to:
To the fullest extent permitted by law, HoardingPennies.com shall not be liable for any damages arising from your use of or inability to use the Site, including but not limited to direct, indirect, incidental, punitive, or consequential damages.
You agree to indemnify and hold harmless HoardingPennies.com and its affiliates from any claims, liabilities, damages, or expenses resulting from your use of the Site or your violation of these Terms.
We reserve the right to modify these Terms at any time. We will post any changes on this page with an updated effective date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
These Terms are governed by the laws of the United States and the State of Florida, without regard to its conflict of law principles.
If you have any questions about these Terms, please contact us:
HoardingPennies.com
contact@hoardingpennies.com